Rbc Avion Visa Business Certificate Of Insurance
What Is a Certificate of Insurance?
A certificate of insurance is a document issued by an insurance company that provides proof that the person or organization named on the certificate is insured under the terms of a particular insurance policy. It is important to note that a certificate of insurance does not represent a contract of insurance, and does not provide any additional insurance coverage beyond what is already provided in the policy itself. In most cases, the certificate of insurance is provided as evidence that the policyholder is in compliance with the terms of an agreement or contract requiring that the policyholder have the necessary insurance coverage.
RBC Avion Visa Business Certificate of Insurance
The RBC Avion Visa Business Certificate of Insurance is a type of insurance coverage that is provided to RBC Avion Visa Business cardholders. This coverage is provided at no additional cost to cardholders, and is designed to provide protection against loss or damage to their personal property. The RBC Avion Visa Business Certificate of Insurance covers items such as clothing, luggage, and personal computers, up to a maximum of $1,000 per item, and a maximum of $3,000 per year. The coverage also includes loss or damage due to fire, theft, or vandalism.
Eligibility Requirements
In order to be eligible for the RBC Avion Visa Business Certificate of Insurance, cardholders must meet the following criteria:
- Must have a valid RBC Avion Visa Business card
- Must have a valid Canadian mailing address
- Must be a Canadian resident
- Must be 18 years of age or older
Limitations of Coverage
The RBC Avion Visa Business Certificate of Insurance does not provide coverage for all circumstances, and there are certain limitations to the coverage. These limitations include, but are not limited to, the following:
- Loss or damage caused by normal wear and tear
- Loss or damage caused by intentional acts
- Loss or damage caused by war, terrorism, or nuclear hazard
- Loss or damage caused by travel to a destination that is deemed unsafe by the Canadian government
- Loss or damage caused by the use of illegal substances or activities
- Loss or damage caused by a natural disaster or catastrophic event
- Loss or damage caused by an act of God
Claims Process
In the event of a loss or damage to personal property that is covered by the RBC Avion Visa Business Certificate of Insurance, cardholders must submit a claim for reimbursement within 90 days of the incident. In order to submit a claim, cardholders must provide the following documents:
- Proof of purchase for the item
- Proof of the amount of the loss or damage
- Proof of the cause of the loss or damage
- A completed claim form
Once all of the required documents have been submitted, the claim will be reviewed and a decision will be made regarding reimbursement. If the claim is approved, the reimbursement amount will be deposited directly into the cardholder’s RBC Avion Visa Business account.
Additional Benefits
In addition to the coverage provided by the RBC Avion Visa Business Certificate of Insurance, cardholders are also eligible for a number of additional benefits, including:
- Emergency medical coverage
- Trip interruption coverage
- Baggage and personal effects coverage
- Rental vehicle coverage
- Travel accident insurance
Conclusion
The RBC Avion Visa Business Certificate of Insurance is a type of insurance coverage that is provided to RBC Avion Visa Business cardholders. This coverage is designed to provide protection against loss or damage to personal property, and is provided at no additional cost to cardholders. The coverage provides peace of mind in the event of an unexpected loss or damage to personal property, and is a valuable benefit for RBC Avion Visa Business cardholders.