Hdfc Ergo Health Insurance Policy Download Pdf
HDFC ERGO Health Insurance Policy is a comprehensive health insurance policy offering coverage for hospitalization, pre and post hospitalization, daycare procedures, domiciliary hospitalization, Ayush treatment, OPD expenses and home nursing. It also offers the benefit of tax exemption under Section 80D of the Income Tax Act of India. HDFC ERGO Health Insurance plans are available in both individual and family floater. The policy covers the cost of hospitalization, medical expenses and other related costs incurred for the treatment of the policyholder.
HDFC ERGO Health Insurance Policy provides coverage for both pre-hospitalization and post-hospitalization expenses. Pre-hospitalization expenses are those expenses incurred before admission to the hospital while post-hospitalization expenses are those incurred after discharge from the hospital. Pre-hospitalization expenses include doctor consultation fees, diagnostic tests and medicines while post-hospitalization expenses include medical check-ups and follow-up visits. The policy also covers the cost of domiciliary hospitalization, Ayush treatment and OPD expenses.
HDFC ERGO Health Insurance Policy offers a variety of plans to choose from. The policyholder can choose the plan that best meets their needs. The plans are designed to provide comprehensive coverage for hospitalization, pre and post hospitalization, daycare procedures, domiciliary hospitalization and OPD expenses. HDFC ERGO Health Insurance also offers the benefit of tax exemption under Section 80D of the Income Tax Act of India.
HDFC ERGO Health Insurance Policy also provides coverage for home nursing. Home nursing is a service provided to policyholders who are recovering from an illness or injury. This service includes providing medical and nursing care at the home of the policyholder. Home nursing can be provided for a period of up to 90 days in a year. The policy also provides coverage for daycare procedures which are those procedures which can be done within 24 hours.
HDFC ERGO Health Insurance Policy also offers the option of cashless treatment. Cashless treatment is a facility provided by the policyholder to pay their hospital expenses without any cash transaction. The policyholder can avail this facility at any of the network hospitals listed in the policy. The policy also provides the option of availing the facility of portability. Portability allows the policyholder to transfer the policy to another insurer if they wish to do so.
The HDFC ERGO Health Insurance Policy can be renewed online through the official website of the insurer. The policyholder can also download the policy document in PDF format for free from the official website. The policy document contains all the details of the policy including the coverage, benefits and terms and conditions. The policyholder can also avail the facility of pre-authorization from the insurer to save time and hassle of getting the policy approved.
HDFC ERGO Health Insurance Policy also provides the benefit of coverage for pre-existing illnesses. Pre-existing illnesses are those illnesses which were present before the commencement of the policy. The policyholder can avail the coverage for pre-existing illnesses provided they have disclosed the same to the insurer before the commencement of the policy.
HDFC ERGO Health Insurance Policy also provides the benefit of no-claim bonus. No-claim bonus is a benefit provided to the policyholder in case they have not made any claim during the policy term. The policyholder is eligible for a no-claim bonus in the form of an increase in the sum insured. The no-claim bonus is applicable only if the policyholder has not made any claim during the policy term.
HDFC ERGO Health Insurance Policy is a comprehensive health insurance policy which provides coverage for hospitalization, pre and post hospitalization, daycare procedures, domiciliary hospitalization, Ayush treatment, OPD expenses and home nursing. The policy also offers the benefit of tax exemption under Section 80D of the Income Tax Act of India. The policyholder can download the policy document in PDF format for free from the official website. The policy also provides the option of availing the facility of cashless treatment and pre-authorization from the insurer. The policy also provides the benefit of no-claim bonus in case the policyholder has not made any claim during the policy term.