Types Of Insurance You Need. 8 types of insurance you need. Almost every state requires drivers to carry certain types of car insurance, but insurers offer optional coverage as well.
Auto, property, health, disability, and life are the top types of insurance that help you protect yourself and your assets. You can get this coverage by having enough regular disability or life insurance and avoid this duplicate coverage, she says. Here’s an overview of the most important types of insurance for contractors.