Should A Colonoscopy Be Covered By Insurance. Before you get a screening colonoscopy, ask your insurance company how much you should expect to pay for the exam. You’d be right, for the most part.
In general, screening colonoscopies for people at average risk are recommended every 10 years by the u.s. In this case, you should expect to be responsible for the charges if you have not met your annual deductible. (under the law, preventive services are covered at no cost by insurers if they meet the task force’s recommendations.)