Etiqa Insurance Vs Etiqa Takaful. According to malaysian insight, almost 74% of homeowners in. Surplus sharing is the sharing of underwriting surplus and investment income between takaful operator and participants at the end of certificate period following an agreed sharing ratio.
Etiqa offers both motor takaful and motor insurance. We offer life and general insurance as well as family and general takaful products. According to malaysian insight, almost 74% of homeowners in.