Are Dental Insurance Premiums Pre Tax. No, fedvip benefits and premiums do not change because you retire. Offering medical, dental and vision coverage to your employees is a great way to improve retention and attract new talent, but you don’t want the cost to be burdensome.
Reimbursements under ebhras cover any premiums not included in your traditional group plan (e.g., dental insurance), copays, and deductibles. You cannot use an ebhra to reimburse your employees for premiums for the company health insurance plan. The deduction for medical/dental expenses is limited to expenses that exceed 7.5% of your adjusted gross income (agi).