Will Insurance Cover A Covid Antibody Test. It’s important that antibody tests be ordered by a doctor or other appropriately licensed provider. For the uninsured, hhs is supposed to cover the costs of those tests.
Insurers have been and will continue to cover covid tests determined to be medically necessary, meaning individuals are ordered or referred by a health care provider to get tested. Reimbursement of the test is based on the cpt code (a code assigned to every medical procedure or task). Costs cannot be covered without symptoms.