What To Do When Insurance Denies Claim. If your homeowner’s insurance claim is denied or underpaid for any reason at all, here are the steps you should take. What to do if your claim is denied or underpaid.
If your claim is flatly denied, the insurance company should notify you in writing. In any case, you believe you are covered, file your insurance claim, only to have it denied.your first instinct probably involves cursing your insurance agent at the very least, and we will not even consider the details of the worst. Experienced health insurance attorneys are familiar with how insurance companies work, why they often deny claims and help you fight for the compensation you need.