How Often Does Farmers Insurance Check Driving Record. While reviewing farmers' average rates, we also found that this company's insurance premiums are typically high across the board, regardless of age, credit rating, annual mileage, and driving record. Here are a just few examples of insurers who offer a defensive driving discount:
When it comes to your insurance premium, you can expect to pay higher rates until the ticket drops off your record. Here are a few other key things to know about farmers insurance: Check with your farmers insurance agent to find out how long it will last in your state.