Can Life Insurance Companies Deny Coverage. Kantor says the most common reason insurers give for denying life benefits is if you fail to disclose information needed to accurately measure the risk of a policy payout. More and more often tweets, facebook posts and blogs are appearing in social media claiming that vaccine damage and vaccine deaths will not be reimbursed by insurance companies because vaccination is an “experimental therapy.
Let’s take a look at how and why you can be denied and what you should do if you are. Life insurance can deny coverage when you are applying for it, if you do not fit that company's guidelines for age, health, build, or other factors. Since life insurance is highly regulated, some denials occur for legal reasons.