Can Homeowners Insurance Cancel Your Policy. Technically, a homeowners insurance company can cancel your policy for any reason within 60 days of the policy's inception. The company can cancel if the premium was not received by the due date.
If the insurance company finds out that no one is inhabiting the home, they could cancel your policy. If you bundle your homeowners insurance with your car insurance, this may affect your auto policy, too. If you need to cancel your policy for any reason, we’re happy to help.