Will Insurance Cover A Covid Test. Tests can be purchased online or at a pharmacy or store, and they will be covered upfront by a health plan or through reimbursement. People with private insurance can get covered or reimbursed for test kits.
However, some medical plans may cover testing in the event a policyholder becomes ill during a trip and a test is ordered by a physician. This coverage must be provided without consumer cost sharing. There are many factors that can affect coverage, and it's up to.