Is Aflac Group Accident Insurance Worth It. Here is the detail of aflac group accident insurance plan. Permanent life insurance is a type of policy that lasts the entire life of the policyholder.
Depending on the policy you have in place, the specific situation you’re dealing with, and your preference, you can elect to receive your benefit as a lump sum or have it disbursed over. In my opinion it's better to have long and short term disability insurance that would cover your salary if you got hurt. Accident emergency treatment benefit aflac will pay $120 for the insured and the spouse, and $70 for children if a covered person receives treatment for injuries sustained in a covered accident.