How Much Does Insurance Increase After Accident Ontario. Some states — 18 of them — enjoyed rate decreases from 2018 to 2019. The provision is limited to one minor accident every three years.
As with many other aspects of an auto insurance policy in canada, however, exactly how your insurance is affected depends on a variety of factors, including: If the other vehicle involved in the accident does not have insurance, you may claim under the mandatory uninsured motorist coverage of your policy. As the frequency and severity of claims increase, so do car insurance premiums.