What Insurance Covers Full Dental Implants. Implant insurance usually covers a portion of the expenses related to getting implants but not the entire cost. Dental savings plans don’t have an annual spending limit, so you save on the total cost of dental implants rather than a tightly restricted small percentage.
Cigna offers dental insurance that covers implants and dentures, but only as group coverage purchased by an employer. This is a privately paid for procedure. As insurance companies always have conditions and restriction in their fine print, it’s always best to make sure that your insurance policy covers dental implants.don’t get caught in a trap thinking that you’re covered for cosmetic dentistry but you find out that it’s an exclusion to your policy.