Does Car Insurance Send You A Check. If you still owe money on the car, the check may be made out to you and your lender. Run a search for ‘car insurance’ to see whether you have correspondence.
If you own a car and cause an accident, your insurance company might issue a check to you and the body shop that you have chosen to fix your car. If your car is paid off, the check will be made out solely to you. Keeping insurance claim money is not fraud if you own the car and the insurer sends the claim check to you instead of sending it to your repair shop.