Average Car Insurance 6 Month Premium. Depending on your policy premium, your average monthly car insurance payment can range from $100 to $200 a month. The zebra estimates the average annual premium for california auto insurance is $1,713 a year.
That’s according to carinsurance.com’s rate analysis of coverage from up to six insurers for nearly every zip code in the nation. Toyota rav4 car insurance costs on average $1,480 a year, or $123 monthly. Let’s say an insurance company realizes they’re charging too little for car insurance.