Life Insurance Vs Real Estate Investment. Private equity accounted for 73% of these investments, while hedge funds made up the remaining 27%. A couple of things for us business owners to consider are estate taxes and the death of a key employee:
Private equity has long been a component of many insurers’ portfolios. Permanent life insurance, the other major category of life insurance, allows policyholders to accumulate cash value, while term does not, but there are expensive. That means fewer restrictions on what you can purchase and no need to be approved by a life insurance employee who may not know how to invest in real estate.