Insurance 4 Unit Apartment Building. Philadelphia insurance companies (phly) offers a comprehensive property and liability policy that addresses the unique coverage requirements of apartments. In this type of scheme, a body corporate must insure (for the full replacement value) each building that contains an owner’s lot (e.g.
General liability class codes for commercial insurance.general liability class codes for commercial insurance are codes of numbers that insurance companies use to classify businesses into categories of risk level and to help them find the correct rates, coverages, and exclusions for a general liability insurance policy. Covers damage to parts of the inside of your condo unit, like interior walls, fixtures and windows. Garages, office space, common areas, fences, swimming pools, and storage buildings.