How Often Will Insurance Pay For Screening Colonoscopy. In fact, the new healthcare reform law has mandated that insurance companies and medicare pay 100 percent for their patient’s preventive services. Screenings are usually covered by insurance companies once every 10 years after the age of 50.
If used, virtual colonoscopy should be performed every five years. It may be considered for people who decline or cannot have a traditional colonoscopy, but it isn't always covered by health insurance. Medicare and most private insurance companies fully cover screening colonoscopies, including the deductible or coinsurance.