How Much Insurance Coverage Do I Need For My Car. Some states also require drivers to have uninsured motorist coverage and either pip or medpay. Liability coverage comes in varying levels, from the mandatory minimum (as low as $10,000) to as much as $500,000.
The price you’ll pay for car insurance varies based on many factors, including your age, gender, driving history, where you live, type of car. This allows you to pay for some, if not all, injuries and damages you’re liable for in an accident. In alabama, for example, the minimum requirements are $25,000 of bodily injury liability for one person, $50,000 bodily injury liability for.