6 Month Premium Car Insurance Meaning. A car insurance premium is what you pay the insurance company in exchange for coverage over a set time period. Your total premium is typically 6 or 12 months, and you can get discounts for making your whole payment at once.
If your main goal is selection when selecting your car insurance, a 6 month policy is probably going to be the best choice for you. Divide the total premium amount by the total number of days in a standard term. What is an auto insurance premium?