How Much Commission Insurance Agents Make. We will look at endowment/moneyback/ulip plans and how much commission an agent earns per year out of those policies. Captive agents generally receive an initial commission of somewhere between 5 percent and 10 percent of the value of home and auto policies that they sell.
Agents will always push whole life policies because they make the highest commissions on them. Your agent's commissions can vary based on the type of life insurance you choose. How much do commissions do insurance agents earn?